With PayPal you can request money from friends, family or colleagues by email or text message. Receiving money online (or by phone) has never been easier. so basicly what are the limitations you have if you use an unverified Paypal Yes you can, adding a bank account is not a requirement so you can. Un-verified. Find answers or join the conversation in the Community Help Forum. Receive money. How do I get paid?Why is my payment from a sale on eBay on hold? How do I get paid? · I received a payment · Why is my payment from a sale.